Where shall we begin?

Whether you’re in the midst of product development or ready to launch and go, I have the vast spectrum of unique expertise to help you reach your business milestones.

No matter where I’ve been in my legal career, I’ve always been the “full-service” lawyer for whatever product development projects I’ve been part of. Negotiating and redlining contracts, writing customer terms and conditions, rolling up my sleeves with the marketing folks (who I know truly love working with the lawyers!) to figure out what we could and couldn’t say, breaking cryptic regulatory compliance requirements down into operationalized bite-sized requirements (with bullet points!) and generally just trying to make something work from both a legal, business and operational perspective.

Along the way, I’ve picked up a bunch of payments expertise as a result of all that.

Product Development Experience

  • FinTech Bank Partnerships
  • Challenger Bank/Neobank Products
  • Mobile Wallets
  • P2P Payments
  • Prepaid Cards (General Purpose Reloadable Cards, Payroll Cards and Gift Cards)
  • Credit Cards
  • ACH Payments
  • Visa Direct and Mastercard Send Real-Time Payments
  • RTP  Network
  • Merchant Acquiring
  • Payment Card Network Rules
  • B2B Payments
  • Decoupled Debit Cards
  • Debt Collection

Regulatory Experience

  • Regulation E (Electronic Fund Transfer Act)
    • Prepaid Card Rule
    • Error Resolution
    • Overdraft Protection
    • Gift Card Restrictions
    • International Remittance Transfer Rule
  • Regulation P (Privacy Provisions of Gramm-Leach-Bliley Act)
  • Regulation DD (Truth in Savings Act)
  • Regulation Z (Truth in Lending Act)
  • Regulation B (Equal Credit Opportunity Act)
    • Customer Identification Programs
    • Suspicious Activity Reporting
    • OFAC
    • Prepaid Access Rule
    • Beneficial Ownership Rule
  • State Money Transmission Laws
  • Durbin Amendment
  • State Unclaimed Property Laws
  • State Gift Card Laws
  • Marketing Review
  • Fair Debt Collection Practices Act (“FDCPA”)
  • Telephone Consumer Protection Act (“TCPA”)
  • Fair Credit Reporting Act (“FCRA”)

Have you had enough?

Contact me today so we can get down to business.

Let’s Talk